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If you have paid a service charge or processing fee to Certegy Payment Recovery Services, Inc. (“CPRS”) in connection with a returned check between January 2004 and March 2009, a consumer class action settlement may resolve your legal claim.
A lawsuit was filed by a class of consumers in the states of Texas, Hawaii, Montana, Oregon and Kentucky who received collection notices from CPRS and paid a service charge or processing fee to CPRS in connection with a personal check returned for insufficient funds.
A settlement has now been reached with CPRS regarding those charges and fees. Under the terms of that settlement, a monetary payment will be made by CPRS in exchange for a release of all class members' claims against it under 15 U.S.C. § 1692f. It is proposed that the net proceeds of that payment, be distributed to the Attorneys General of the respective states in the percentages set forth in the Settlement Agreement.
Note: You will NOT receive a monetary payment from the settlement. Due to damage limitations under the federal laws at issue, and given the large number of class members, the net monetary payment will not be enough to provide individualized monetary relief to class members. Instead, the Settlement Agreement provides that modest monetary payments will be made to the Attorneys General in the states where class members reside. The Attorneys General will use those funds for consumer protection education and enforcement activities.
Your Legal Rights and Options:
If you are included in the settlement, you have legal rights and options. If you did not want to be legally bound by the settlement, you must have excluded yourself by January 11, 2010. Objections to the settlement must have been filed by January 11, 2010. The Court will hold a hearing on February 1, 2010 to consider whether to approve the settlement.
More information is available in the Settlement Agreement, or by calling 1-866-358-3492.
|January 11, 2010
|Request for Exclusion Deadline|
|January 11, 2010
|Objection Filing Deadline|
|February 1, 2010||Final Approval Hearing|